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eLearning Series:
Time-Tested Money Saving Tips
( 20 pages
)
41.
Buffet Meals
When taking the
family out to dinner, consider restaurants that have buffets.
In many cases, the prices are outstanding and a parent can
share with a small child. In addition, many buffets are “all
you can eat” and of course, there is something for everyone.
42.
Cable Networking
If you have a
computer upstairs and another downstairs and you use high-speed
data, have one of the computers be the primary computer and
the other be the backup. This way, you are only charged once
for Internet access and a small fee of $10 to $15 a month
for the second computer. This is a great bargain!
43.
Proper Maintenance
Purchase an annual
home warranty policy. These policies can run from $350 to
$500 a year and offer extremely valuable options. The way
most of these policies work is that if you have something
break, such as your garage door, dishwasher, air conditioner,
etc., for a minimal fee, usually $50 to $100, a serviceperson
will come to your home to fix the item. Best of all, if you
have five things broken and the same serviceperson is qualified
to fix all of them, you are still charged the $50 to $100
fee once, not five times. For your automobile, you might look
into purchasing an extended warranty. If you ever need either
one of these policies, they will save you tremendous value.
44.
Company Stock / 401K
Contributing
to employee stock options or a 401K plan is a wonderful opportunity
to save. Most companies will match your contribution, sometimes
dollar for dollar, up to a maximum, generally 6%. From each
paycheck, you can have a small amount of money deducted (1%)
and up. Over time, that money grows and since the business
is providing a match, you get free money.
45.
Family Haircuts
Look for hair styling
shops that offer family deals or learn how to cut hair yourself.
Many families take care of their own haircuts and put the money
they would have spent aside as a vacation fund. This system
works out perfectly.
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