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SolveYourProblem
Article Series:
Health Insurance
How
To Cut Your Medical Expenses and Save
With the rising cost of healthcare, medications,
and insurance, it isn’t surprising that people are trying to
figure out ways to avoid getting sick and choosing a better
lifestyle to lower insurance costs. There is actually quite
a bit one can do to help save same cash. It is just a matter
of tweaking ones lifestyle choices and preventing health issues
from arising or keeping the immune system up so you just don’t
get as sick as much. For those people who are seriously sick
of high medical premiums and paying out the nose year round
for doctor’s visits and medications, this should be a great
thing. Small things make a world of difference when it comes
to your health.
1)
Stop smoking is the biggest one. Not only do you get sicker
than the average person, it is worse. Many smokers are treated
for several bouts of bronchitis and pneumonia each year. Smoking
also makes you susceptible to colds and other infection. You
will also pay a higher premium on your insurance and in some
cases won’t get covered in full for cigarette related illnesses
or diseases. Plus the money you save from quitting can go to
bigger and better things than your medical issues.
2)
Avoid excessive alcohol use, it lowers the immune system. People who consume more than 3-4 alcoholic beverages in a week
are at far greatest risk of catching a viral or bacterial infection.
Even if you do most of your drinking at home where you are
safe from others germs, you still are very susceptible. Once
the immune system has lowered its defenses you are risk anywhere
you have to go and even in your home if you live with others
who leave the house. Drinking excess alcohol can also lead
to other very expensive health issues, such as liver disease
or alcoholism. To be diagnosed and treated for chronic liver
problems can and does cost deep in the pocket. Not to mention
once you have this getting medical insurance with another company
will be very hard and costly for a pre-existing condition.
Plus current insurance premiums could rise now that you have
a chronic condition.
3)
Eat a healthy and nutritious diet to maintain your body’s
strength and vitality. The type of foods one puts in their
mouth can be the difference between life and death in some
cases. Eating right and getting all the nutrients and vitamins
can severely reduce the risk of many diseases. Cutting out
fatty, fried foods can keep your heart and circulatory system
strong and healthy, and lower your risk of a heart attack and/or
stroke. Many vitamins and minerals found in food also promote
a strong immune system, which can help keep you infection free
more often. Just adding more zinc to your diet can help boost
your immune system enough to prevent catching colds and flues.
4)
Get plenty of exercise. The better tone and condition your
body is in the less likely you are to get sick or have weight
related health issues. It is very important to get exercise
to keep your body happy and healthy, and prevent your money
from going to undesired medical treatments. Regular and consistent
exercise can help prevent heart related health problems later
on in life. It promotes a better circulatory system and stronger
heart muscle. Exercise also promotes better oxygen intake,
which helps the lungs become more efficient. Also increased
oxygen aids in better metabolism and can keep weight in check
and reduce other illnesses like asthma and diabetes.
5)
Make sure you have time or make time for rest and relaxation. Keeping healthy also includes staying happy. Reduce your stress,
get plenty of sleep each night, and have leisure time. It is
important to enjoy life and do things that ease tension and
promote happiness. Proper rest and fun can cut down the risk
of developing mental issues such as depression or anxiety that
can cost much money in treatment and control of the disorder.
Having that balance in ones life can really promote great mental
health and clarity. Being burnt out or stressed out is associated
with many disorders such as depression, anxiety, ulcers and
other stomach issues, headaches, and insomnia. All of these
ailments that can be prevented will save you tons of money
on doctors visits, tests and treatments. Click here to to view health insurance quotes, compare plans side-by-side and apply for the most affordable health insurance within your budget. I did this myself (June 17, 2011) to change my health insurance policy. Saved me $84 per month (or $1,008 per year). It's my SolveYourProblem recommendation.
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by SolveYourProblem.com
: 2006
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