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SolveYourProblem.com
Article Series: Debt Relief & Debt Consolidation
I Want To Get
Rid Of My Debt...NOW!
Get
the Best Rates on Your Credit Cards
If you could save some money on your credit card interest
rates, would you? Of course you would!
It adds up over time - and more quickly than you may think.
If you are a good customer, you may be surprised how easy
it is to get a better rate.
Pay on Time, But Not Everything.
The most desirable customers for the credit card companies
are the ones who make a payment on time every month – but don’t
pay off the whole balance. After all, running no balance every
month means that you pay no interest, and the company makes
no profit. If you keep up the pattern of running a relatively
small balance each month, then the companies will start falling
over themselves to offer you better interest rates.
Threaten to Go to Their Competitors.
Doesn’t it seem like every company is ready to offer you a
credit card? That makes the credit card industry extremely
competitive. Here’s how you can benefit: collect ads and offers
for better rates and then pick up the phone and tell your credit
card company all about it. Here’s how to open the conversation:
Them: "Hello,
what can I do for you today?”
You: “Hi, I was calling to ask if there’s anything that you
need to do to transfer my balance to this new card I’m getting?”
Them: “Well… may I ask what card that is?”
You: “Oh, I got the offer in the mail this morning. [ Tell
them all about the great interest rates and everything. ]
Them: “And you’ve accepted that offer?”
You: “I’m just about to, yes.”
Them: “Well, hang on… we might be able to offer you a better
rate on the card you’ve got…”
The trick is in getting the company to think you’re just another
fool who responds blindly to advertising, and they’re in danger
of losing you as a customer. Don’t whine about how you’re such
a good customer – they already know what kind of customer you
are. Now it’s their job to keep you a customer.
A fun alternative is to phone your current company, get an
offer from them, and then phone around more and try to get
them to beat it. Once it’s beaten, call your company back and
let them know.
Drive
a hard bargain, and be prepared to walk away (well, hang
up). If you turn down their so-called ‘best offer’, hang
up and wait half an hour, there’s a good chance that you’ll
get a call offering you a better one!
It isn’t just on credit card companies that these tips get
results. It works because it costs a company so much to get
a new customer (the ‘cost of acquisition’), and so it’s cheaper
for them to offer you a better deal, just to keep you.
Click here to discover my current SolveYourProblem recommendation and choice pick for the fastest, easiest and best debt relief solution you'll find anywhere. Get it and reward yourself with more cash in your pocket.
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by SolveYourProblem.com
: 2006
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